Terms of Use

    Last Updated: September 14, 2025

    Welcome to ILoveUOBGold!

    These Terms of Use outline the rules and regulations for the use of ILoveUOBGold's website, located at https://www.iloveuobgold.com (the "Service").

    By accessing this website, we assume you accept these Terms of Use. Do not continue to use ILoveUOBGold if you do not agree to all of the terms stated on this page.

    The following terminology applies to these Terms of Use: "Client", "You" and "Your" refers to you, the person accessing this website. "The Company", "We", "Our" and "Us", refers to ILoveUOBGold. "Service" refers to the gold price tracking, analysis tools, and related information provided through this website. All terms refer to the provision of our analytical services in accordance with and subject to prevailing law of Singapore.

    Service Description

    ILoveUOBGold provides:

    • Historical and current UOB gold price tracking
    • Technical analysis tools and confidence scoring algorithms
    • Educational content about gold investment in Singapore
    • Market insights and analytical commentary

    Important: Our Service provides informational and analytical tools only. We do not provide investment advice, recommendations, or endorsements. All analysis is for educational purposes.

    Investment and Financial Disclaimer

    NO INVESTMENT ADVICE: The information provided on this website is for informational and educational purposes only and should not be considered as financial or investment advice.

    • Past performance does not guarantee future results
    • Gold prices are subject to market volatility and can fluctuate significantly
    • Our confidence algorithms are analytical tools, not predictions or recommendations
    • You should consult with qualified financial advisors before making any investment decisions
    • We are not responsible for any financial losses resulting from the use of our Service

    ACCURACY DISCLAIMER: While we strive for accuracy, we do not guarantee that all information is current, complete, or error-free. UOB prices are indicative and may differ from actual transaction rates.

    Acceptable Use

    You may use our Service for:

    • Personal research and education about gold investments
    • Accessing historical UOB gold price data
    • Using our analytical tools for informational purposes

    You must not:

    • Republish, sell, rent, or sub-license material from our website
    • Use automated systems to scrape or harvest data from our Service
    • Interfere with the operation of our website
    • Attempt to gain unauthorized access to any part of our Service
    • Use our Service to transmit any harmful or malicious content
    • Reverse engineer our algorithms or proprietary analytical methods
    • Use the Service for any unlawful or prohibited purpose
    • Redistribute our content without explicit written permission
    • Present our analysis as your own or as investment advice

    Data Sources and Third Party Content

    Our Service aggregates data from various sources including UOB's published indicative rates. We are not affiliated with, endorsed by, or sponsored by United Overseas Bank Limited (UOB) or any other financial institution.

    Third-party trademarks, service marks, and logos referenced on our site are the property of their respective owners. Use of these marks does not imply endorsement, affiliation, or sponsorship.

    Cookies and Analytics

    We use cookies to enhance user experience and for analytics purposes. By accessing ILoveUOBGold, you agree to our use of cookies in accordance with our Privacy Policy.

    We may use Google Analytics and other third-party services to understand how our Service is used. These services may collect information about your usage patterns.

    Intellectual Property

    Unless otherwise stated, ILoveUOBGold owns or licenses the intellectual property rights for all material on our website, including but not limited to:

    • Proprietary algorithms and analytical methodologies
    • Website design, layout, and user interface elements
    • Original content, commentary, and educational materials
    • Compiled historical data presentations

    You may access this material for personal use subject to the restrictions set in these Terms of Use.

    Hyperlinking Policy

    You may link to our homepage or other pages, provided that the link:

    • Is not deceptive or misleading
    • Does not falsely imply sponsorship or endorsement by us
    • Fits within the context of the linking party's website
    • Does not present our content as investment advice

    No use of ILoveUOBGold's logo or artwork is permitted without explicit written permission.

    Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY LAW:

    • We provide our Service "as is" without warranties of any kind
    • We do not guarantee the accuracy, completeness, or timeliness of any information
    • We do not guarantee that UOB’s indicative prices are identical to actual transaction rates
    • We are not liable for any investment losses, financial damages, or consequential damages
    • Our total liability shall not exceed the amount paid by you for accessing our Service (if any)

    This limitation does not apply to: Death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any liability that cannot be excluded under Singapore law.

    Privacy

    Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

    Updates and Contact

    We reserve the right to modify these Terms of Use at any time. Updates will be posted on this page with a revised "Last Updated" date. Continued use of our Service after changes constitutes acceptance of the new terms.

    For questions about these Terms of Use, please contact us through our Contact page.

    Governing Law

    These Terms of Use are governed by and construed in accordance with the laws of Singapore. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of Singapore courts.